Service Employees 32BJ North Pension Fund

North Pension Fund Summary Plan Description (SPD) >> Non-Assignment of Benefits

The Plan prohibits a Participant, Retiree, Beneficiary or Surviving Spouse from assigning, transferring, selling, mortgaging, or pledging pension benefits. However, the law provides an exception for Qualified Domestic Relations Orders (“QDROs”). When the Fund receives any judgment, decree, or order (including approval of a property settlement agreement) that requires the Plan to pay benefits to an Alternate Payee, as defined below, pursuant to a state domestic relations law, the Plan will notify the Participant and the Alternate Payee of the receipt of that judgment and the procedures for determining whether it is a QDRO.

An Alternate Payee means any Spouse, former Spouse, child, or other dependent of a Participant recognized by a domestic relations order as having a right to receive all, or a portion of, the benefits payable under the Plan. To the extent provided in any QDRO, the former Spouse of a Participant can be treated as the Surviving Spouse for purposes of the Qualified Joint and Survivor Annuity and Pre-Retirement Husband and Wife Benefit if the former Spouse and Participant were married for at least one year as of the date of divorce.

Participants and Beneficiaries may obtain, without charge, a copy of the Plan’s QDRO procedures by contacting the Fund at 1-866-231-3225.