32BJ North Pension Fund

North Pension Fund Summary Plan Description (SPD) >> Suspension of Benefits

If you are receiving a pension from this Plan, your monthly pension benefit will be permanently suspended in any month in which you work in “Prohibited Employment.” Prohibited Employment means employment of 40 hours or more per month for a Contributing Employer in employment of the same trade or craft in which you worked while participating in the Plan.

Before benefits are suspended, the Fund will notify you during the first month in which it withholds benefit payments that your benefits are permanently suspended. The notice will include: a statement of the specific reason for the suspension; a description of the relevant Plan language relating to the suspension, and a reference to the applicable Department of Labor regulations. The notice will also inform you of the Plan procedures for requesting a review of the suspension. (These are the same procedures as those that apply when filing a claim for benefits as described below.) You may request a determination from the Plan as to whether specific contemplated employment would result in a suspension of benefit payment under these rules. If benefit payments are suspended under these rules, payments will resume no later than the first day of the third month after the month in which you stop working in Prohibited Employment.

If you receive a monthly pension benefit for any month your benefit should have been suspended due to Prohibited Employment, the overpayment will be deducted from your future monthly benefits payable under the Plan, provided that the deduction each month will not exceed 25% of your total monthly benefit, excluding your first payment upon re-retirement, which may be subject to 100% deduction.